CLIFF MICHAELS | Broker, Strategist, Educator, VC, Entrepreneur

Mr. Michaels is a real estate broker, mortgage lender, social entrepreneur, facilitator, NY Times Bestseller, and Founder of companies in finance, education, and technology. Launched in 1992, Cliff Michaels & Associates is a boutique real estate, mortgage, and consulting firm that has closed over $500 million in transactions. Cliff was Past President of the Young Entrepreneurs Organization Los Angeles (YEO/EO), and an inaugural member the USC Rossier Education-School-Cohort for Edu-Tech Entrepreneurs. He has been a featured speaker on education and entrepreneurship at USC, UCLA, Royal Roads Academy, TEDxLA Imagine Week, and The World Entrepreneur Forum. As Founder of EasyTeach Solutions Cliff’s passion for global education includes anytime-anywhere E-Learning for students, educators, schools & companies. Cliff has been a board advisor and volunteer to numerous non-profits and for-profits worldwide. Cliff’s Full Bio Here.

ARNIE GARFINKEL | Income Property Lending & Consulting

Mr. Garfinkel has been a strategic advisor to Cliff Michaels & Associates over 25 years. He founded Income Property Lending (IPL) in 1995, originating transactions from $500,000 to $100,000,000 on commercial property ranging from Apartments, Industrial, and Mixed-Use, to Office, Retail, Hotel and Hospitality. Mr. Garfinkel is Founder of the Income Property Lending Conference (IPLC) and consults firms that need to establish commercial lending divisions. He was also VP of Commercial Real Estate Lending for Pacific Thrift and Loan, VP/Sales Manager of Foothill Thrift & Loan, and a Principle of United Commercial Credit Industries (UCCI). Mr. Garfinkel has been a featured speaker for the National Association of Mortgage Brokers, California Mortgage Bankers Association, Building Industry Association, and American Industrial Realtors Association.

SETH RUBENSTEIN | Enterprise-Level Tech Consulting

Mr. Rubenstein is a Sr. Web & Tech Consultant to Cliff Michaels & Associates. He has over 20 years experience in highly-scalable, web-based solutions, including software and web management for multi-media startups, educators, and e-commerce. Mr. Rubenstein’s work  includes senior development for Pew Research and the Center for American Progress.  

JENNIFER STEFFI EWING | Sr. Marketing Consultant 

Ms. Ewing is Co-Founder & Director of Marketing for Global Village Agency, a full-service multi-media and marketing firm. With a 20-year background in launching and developing for-profit and non-profit organizations, Miss Ewing’s leadership and management skills bring creative solutions to sales, marketing, branding, and launch strategies. She is a team player with exceptional writing, interpersonal, and organizational skills.