CLIFF MICHAELS | Broker, Strategist, Educator, VC, Entrepreneur

Mr. Michaels is a real estate broker, mortgage lender, facilitator, NY Times Bestseller, and Founder of companies in finance, real estate, education, and technology. Launched in 1992, Cliff Michaels & Associates is a boutique real estate, mortgage, and consulting firm that has handled over a billion dollars in transactions — personally negotiating, listing, and selling homes for high net worth families and celebrities. “Gratitude, confidentiality, and strategic excellence are cornerstones of our business,” says Michaels. Cliff was Past President of the Young Entrepreneurs Organization Los Angeles (YEO/EO), and an inaugural member the USC Rossier Education-School-Cohort for Edu-Tech Entrepreneurs. He has been a featured speaker on education and entrepreneurship at USC, UCLA, Royal Roads Academy, TEDxLA Imagine Week, and The World Entrepreneur Forum. As Founder of EasyTeach Solutions, Cliff’s passion for global education includes E-Learning excellence for students, educators, and companies. Over 30 years, Cliff has also been a board advisor and volunteer to numerous non-profits and for-profits worldwide. Cliff’s Full Bio Here.

ARNIE GARFINKEL | Income Property Lending & Consulting

Mr. Garfinkel has been a strategic advisor to Cliff Michaels & Associates over 25 years. He founded Income Property Lending (IPL) in 1995, originating transactions from $500,000 to $100,000,000 on commercial property ranging from Apartments, Industrial, and Mixed-Use, to Office, Retail, Hotel and Hospitality. Mr. Garfinkel is Founder of the Income Property Lending Conference (IPLC) and consults firms that need to establish commercial lending divisions. He was also VP of Commercial Real Estate Lending for Pacific Thrift and Loan, VP/Sales Manager of Foothill Thrift & Loan, and a Principle of United Commercial Credit Industries (UCCI). Mr. Garfinkel has been a featured speaker for the National Association of Mortgage Brokers, California Mortgage Bankers Association, Building Industry Association, and American Industrial Realtors Association.